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Accident
What auto insurance is designed to cover. Accidents may be considered either at fault or not at fault. If you have at fault accidents on your driving record, your rates will be higher.
Impaired Driving
Can be alcohol or any oher substance that changes judgement while driving. Impaired driving will affect one in three Americans during their lifetimes (NHTSA 2001a).
Tort
An injury or wrong committed, with or without force, to the person or property of another, which gives rise to a claim for damages.
Interrogatories
Written questions developed by one party's attorney for the opposing party.
Tailgating
Folowing too close to another car, not alowing space for you to brake or car in front to brake. The operation of a motor vehicle in a manner that endangers or is likely to endanger persons or property
Affidavit
A written or printed declaration or statement under oath Affirm - The assertion of an appellate court that the judgment of the lower court is correct and should stand.
Common law
Law which derives its authority solely from usage and customs of immemorial antiquity or from the judgments and decrees of courts. also called "case law."
Collision Scrub
Occurs during a traffic collision when the downward and rotating forces cause a smearing of tire material on the road surface.
Advanced Frontal Airbags
Advanced frontal air bags are designed to meet the needs of the occupant in a variety of specific crash situations. Depending on design, advanced frontal air bag systems automatically determine if and with what level of power the driver frontal air bag and the passenger frontal air bag will inflate.
Choice no fault
In some state a hybrid no fault system known as " choice no fault " exists. In these states, you may choose to be insured under a strict no-fault plan, in which case you're unable to sue an at fault driver and also can't be sued if you're at fault.
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Did You Know?